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Nickyweg OP t1_iyboeud wrote

Reply to comment by Werewolfdad in Help me picking out my first health insurance plan? I’m confused on this whole thing. by Nickyweg

That’s what I’m confused on. Both of the drug calculators say $0 cost to me

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Werewolfdad t1_iybohhf wrote

That may be after the deductible for the HDHP

No coverage means no coverage

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Nickyweg OP t1_iyboqf2 wrote

I’m wondering if it’s wrong then. Both pre and post say $0.

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Werewolfdad t1_iybp0gr wrote

It may not be Hsa eligible.

May be worth investigating

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Mysunsai t1_iybp8m6 wrote

Asthma management is often included on preventative drug lists for HDHPs. No coverage actually means “no coverage except for preventative care.”

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Nickyweg OP t1_iybpf9z wrote

So am I correct in thinking the main difference is how out of network non emergencies are handled ?

I do like that the EPO covers free minute clinic visits

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Mysunsai t1_iybqga1 wrote

In network max OOP and in network routine care (office visits, lab work) as well.

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Nickyweg OP t1_iybqj2l wrote

Which would you think is the better option for my situation ?

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