Submitted by jammun14 t3_zzvgzo in personalfinance
jammun14 OP t1_j2dtg1x wrote
Reply to comment by 93195 in What to do with emergency fund? by jammun14
Thanks for the list! The one I looked at before didn't have any banks I'd heard of and all were <=2%.
AdditionalAttorney t1_j2e0mjw wrote
That’s bc these rates fluctuate. They’re not guaranteed.
NorthofDakota t1_j2e2824 wrote
High is relative. Regular savings accounts pay something like 0.01%. HYSAs are tied to the federal rate, so even 0.3%, which is what they were about a year ago is 30x higher.
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