I love Rasika every time. Never had an issue with food quality

Fig and Olive

Yeah

Harris teeter predominately. ~850-900

This includes alcohol though like beer, wine. We also meal prep.

Eating out is separate from this

“Hi do we have access to an after tax 401k, sometimes called the mega back door Roth?”

But is that the step you’re on based on the flow chart?

Get that confirmed in writing.

Hi landlord - I want to confirm the money I’ve sent and what it’s for. This is my understanding, please confirm

March 1-31 rent- $650 - paid on <date>

Security deposit - $650 - paid on <date>

February prorated 2/13-2/28 rent - $xxx - not yet paid.

Going forward rent to be paid on 1st of the month. Ie April rent $650 to be paid on 4/1

“Covered rent fully”

For which period?

2/13-3/12?

3/1-3/31?

What does the lease say for which day of the month rent is due?

Make sure you REALLY understand the numbers if you’re going to go the real estate route.

And make sure you have a very detailed agreement and a stomach to enforce it if it’s something you’re going to do w friends

Does your company offer a mega back door?

I recommend the above guide as well.

Just sit tight, be consistent, and in 10,15,20 years you’ll see where you are.

Investing is boring.

Just 3 low payments of 9.99 for S&H

Vida was super easy to cancel. I was shocked. I was prepared for a fight bc of general gym cancellation horror stories. But it was super easy and available but to do online.

I haven’t found there were hidden fees

I love their facilities bc they are spa like

When you say any type what do you mean?

An investment account is an account like now checking is an account.

You can open that account at different brokerages like fidelity, vanguard, schwabb. And betterment. Those are all accounts not different types.

You can also open a Roth IRA at these brokerages

Similar to how you can open a checking account at Bank of America, ally, TD bank etc

Looks like you got the answer below.

Keep em coming :)

It’s not wrong, but can you afford to pay for their mortgage and rent for yourself somewhere else?

This is the answer.

Go through this.

Take notes and questions that you have

Come back and ask for clarifications

Agree w werewolfdad

I’d add - just have your wife get a credit card. Maybe start w a secure one, or maybe she can get one w high interest, just make sure you always pay it off in full. After a year her credit should be good enough to get better cards.

Why do you want to invest more and outside your 401k/Roth? The answer to this is important for us to give you better advice

Serious imo

I agree w werewolfdad too. That account is one of the best advice givers on this sub!

Fwiw we LOVE our local ups. But since they’re franchises it probably matter based on location. We’ve had great customer service

Talk to your work. You can have a different mailing address vs your “physical” address for taxes.

We have packages that get stolen and use a ups mailbox for that. When my company has to send me like an extra keyboard they use my ups mailbox.

Oh shoot. I commented on the wrong comment. I meant to ask OP.

That’s bc these rates fluctuate. They’re not guaranteed.

What is your definition of high?

I would run an amortization calculator on your base case. And then look at the actually amortization table (where there’s a line for every year)

I would then Recreate that table in excel w formulas

And then add a column for “extra payment”.

Should just be basic addition, subtraction, and multiplication

It won’t matter for the terms of the loan offered. It could speed up the underwriting bc they already have access to certain information