So I've been reading the wiki. The flowchart is too pixilated though for me to read. But anyway this will eventually lead to a "what do I do with x money" question.

So I'm debt free (paid off car and college, renting apartment)

Have a savings account worth like 2 years of living (I know its a lot)

I maxed out my employer 401k

I still have money coming that I dont want to dump into my savings account.

If I'm reading the wiki right, the next step is to get an IRA and put 6 grand into that yearly to reduce taxes? Is that the next approach or am I missing a step?

Thanks in advance for any and all help.

Side note: I came to the realization that I'm very ignorant on how to reduce taxes and that may be the next big thing to research.