Mateorabi t1_jec7s41 wrote on March 30, 2023 at 11:14 PM

Reply to comment by MarkinDC24 in On the topic of fake Virginia tags: looks like they fixed the 2013 date by Dcdonewell

Your insurance covers hit-and-run and/or uninsured drivers.

Dcdonewell OP t1_jecs9c8 wrote on March 31, 2023 at 1:47 AM

It’s still a claim on your insurance which leads to your rates rising and paying a deductible.

curioalpaca t1_jed5pvg wrote on March 31, 2023 at 3:38 AM

It’s also just a fucking nightmare. My car was totaled by an elderly driver and even though everything was ultimately covered, it took WEEKS

Mateorabi t1_jecw6cs wrote on March 31, 2023 at 2:17 AM

What shite insurance do you have. I had someone cream my fender at BWI and not leave a note. I checked with my ins rep to make sure that wasn't true before filing the claim. It doesn't go up, same as if the person who hit you stayed around. (And that makes sense. It's not like it shows you're a bigger risk than they originally thought if it was the other person's fault.)

MarkinDC24 t1_jeeecrd wrote on March 31, 2023 at 12:33 PM

Have you considered my feelings? What if I don’t want the post traumatic stress that could occur from being randomly hit by another car and it speeding away. You could also empathize with the fact that my car could be totaled — and insurance often gives below fair market value of cars that are totaled. I mean, I could keep going but I hope you get my point.