ABrusca1105

ABrusca1105 t1_j1m79z8 wrote

It varies by your driving record and state but I paid $379/year. In 26M with an accident and 1 moving violation 5 years ago. In NJ they told me no new policies but only converted existing policies.

They also ask you how many miles you expect to drive in that time frame. I think I said 500 mi for 6 months or something like that.

Yes, it covers when you rent. I'm pretty sure regular car insurance does as well. That's the point of non-owner insurance basically. It also keeps continuous coverage for you. If you sell your car and you go without insurance, then when you get a new car eventually your insurance will basically be like you went uninsured, but maybe not as bad. I bet this is saving me money in the long run. Especially if I ever rent and insurance is going to be more than that.

If you have a clean driving record and you're in your 30s, 40s or 50s, you would probably be significantly less money than I paid. It was like a quarter of what my real insurance was when I had a car.

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ABrusca1105 t1_iwq713h wrote

It depends what era they were built in. If they use EIFS or regular building wrap, yes 100%. If they use ZIP and tape it properly or have fiberglass reinforced gypsum with like commercial buildings, then no.

I specifically chose this 5 over 1 because it was built the best as I watched it being built.

Also, modern codes mean today's buildings last WAYYYY longer. They don't make them like they used to and that's a good thing. So long as the inspector actually does their job and there aren't cheap finishes that will aesthetically fall apart or there are catastrophic leaks.

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ABrusca1105 t1_iwnqnjt wrote

Do you recommend continuing my strategy of moving closer and closer over time or should I just... Do it. (Like moving to rahway or Elizabeth first, then JC)

I already don't own a car, only a bike, e-bike and motorcycle. I am getting a promotion to go into effect Dec and will be making fix figures and technically I can qualify for over $3k/month but I absolutely do not want to pay that. I have a small 1-bed now, but frankly I can make a small studio work if it has a separate kitchen.

My lease ends Feb, Is that even possible? Like would I even be able to get something? JC is my dream but it's just soooo expensive.

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ABrusca1105 t1_ivjr8do wrote

Even IF you liked widening highways, this is only an approach road to a tunnel with another adjacent approach road causing the backup with traffic lights in front of it leading to a congested city. If they really wanted to increase their throughput in the slightest, They should make a bus only lane or at the very least, bury the highway in front of the current tunnel portal to allow development on top. At least then you can pay for it without tax dollars or at least less tax dollars.

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ABrusca1105 t1_iu1xtw9 wrote

The money is half federal, 1/4 New York, and 1/4 New Jersey. If the North River Tunnels fail, New York's economy goes into a literal depression as does the entirety of the Northeast. The whole country will also enter a recession. Bringing more people into the city also helps the economy. The Penn Station remodeling is being done with a payment in lieu of taxes for the redevelopment surrounding it. New Jersey benefits from new tunnels because their residents can commute to work and other trips quicker and more frequently.

Public transportation is not a for-profit endeavor. The funding is there, especially after the federal infrastructure bill passed. I wish the second bill passed with more real funding, but there is plenty of funding for Amtrak, who owns the North River Tunnels.

Ticket prices into New York City are already very high. How are you? Even saying that they are unprofitable? The Northeast regional and the North Jersey coastline I can guarantee you If we saw the numbers would be profitable. How about we put tolls in every single limited access highway in the entire country and pay for all of the infrastructure that way. We have to be profitable right? How about the airports that they have to rebuild every 20 years?

If you support defunding the Gateway program, You support children dying in the street of hunger in New York.

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ABrusca1105 t1_iu1sq12 wrote

If trains can run every 7-15 min in rush hour, they can run more than once per hour on weekends.

Also, Gateway is going to be built, it HAS TO. That will increase Hudson capacity by double. The project comes with additional rolling stock to enable that extra service already budgeted. One of the only reasons New Jersey Transit has not been able to expand the number of lines is because there just simply isn't enough capacity to fit more trains into Penn per day. The Monmouth Ocean Middlesex line is a perfect example of that.

The true solution is to unify all of the railroads going into Manhattan into a single railroad. That would include both the commuter railroads as well as the rapid transit railroads. Create a new agency under a revamped Port Authority.

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ABrusca1105 t1_iu1fr96 wrote

NJT must have the same source of wisdom. Every train I get on (I don't commute) is PACKED. Weekends more than recovered already. A couple of weeks ago Penn Station New Jersey Transit concourse looked like a can of sardines at midnight. About a week ago on a Thursday night at 12:30 a.m. coming home from the airport. It also was busier than I expected. Frequencies need to be increased drastically on the weekends.

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ABrusca1105 t1_itszpzz wrote

Orrrr, it has more to do with family income... As the data shows. The evidence actually shows charter schools are way worse at providing good outcomes and regular private schools self-select for the wealthiest families, as do public magnet schools.

Income is the single greatest factor in school outcomes along with other factors out of the school's control.

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ABrusca1105 t1_itsu2f3 wrote

What? What makes the government special over a corporate monopoly? The rail industry has two players in the west, two in the east, and two down the middle. Why not treat rail like the highway system and let the free market operate the trains? That's what you want, no? Even if all you think is "government bad"

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ABrusca1105 t1_its1gx9 wrote

I'm a perfect example who is very left leaning but not in the way most people are.

Another uncommon opinion in a similar vein is that I want to nationalize all the real estate PROPERTY of every class 1 railroad in the country (The big ones) and have the state build and maintain track and systems. BUT, have a free market of private operators running similar to the interstate highway and airline industry and simply charge usage fees/tolls for operators to bid for schedule slots. This would pay for maintenance, dispatching, and construction. Basically, nationalize the rails, privatize the operations. Though, I would personally keep Amtrak as a public option to compete to keep prices low and quality high.

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ABrusca1105 t1_itrnjr6 wrote

Ah, I see your point now. I just took issue with the point you made about people getting no benefit from school taxes.

The real solution is to decouple schools from property taxes and municipalities entirely and fund schools at the state level and either organized at state level or at county level. But, that would get rid of the precious "local control" some people scream about. A common curriculum is heresy for some. It would, however, make NJ one of the states with the lowest property taxes. You could even unify small and enclave towns to eliminate redundant FD, PD, etc leadership positions and overhead.

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