I think we are on as close of a page as we can be for our financial goals. We are planning to talk to a friend/realtor soon to get a good breakdown of what we believe we can afford.

Some of how we split this has made me slightly nervous from the legal viewpoint if anything were to happen. I always feel weird mentioning this, because of course both of us want this, but you never know. I've had thoughts about getting a lawyer to help make somethings clear and fair and just to document what happens.

Looking at interest rates and watching housing prices decline has grabbed our interest to hope to get a good deal on a house and also hope that the rates will go down and we could refinance soon. Therefore, hopefully saving us money on the interest we'd be paying vs. what we'd be paying to rent otherwise. Not sure if that makes sense the way I wrote it, but I feel like there's a cost benefit analysis to do to see how much longer renting would be worth/not worth.

This is actually what we do for rent now. We haven't decided how we will manage funds yet. We've had some convo about some of the options you've mentioned here and will make that decision when it's closer. Thanks for the response!

Thanks for the response. I think we both wanted to be on all paperwork like you've mentioned. Wasn't sure if there was a difference in signer/co-signer and how that looks legally.