This particular therapist specifically called out We do not take Omnia.

Horizon BCBS is actually considered OMNIA via marketplace. I started looking on Psychology Today and many therapists say they don't accept OMNIA.

Are people using marketplace insurance plans not served by therapists?

Okay hopefully that is the case with me. I’m 43 so maybe that’s why. Idk

That's the one I'm looking at. Omnia silver is a $30 copay AFTER the deductible is met. That means I need to pay the $2,000 deductible before I get to pay $30 for each visit.

The link you posted literally states exactly what I'm saying.

This is taken directly from the link:

Deductible

"The amount you pay for covered health care services before your insurance plan starts to pay. With a $2,000 deductible, for example, you pay the first $2,000 of covered services yourself."

I would need to pay $2,000 out of pocket before any of the insurance plan pays.

Literally every insurance plan on Marketplace has a deductible. Most insurances have a deductible. I'm not sure how you haven't experienced this or at the very least know that a deductible is extremely common.

Most of the plans available via Marketplace for NJ you have to pay 100% out of pocket until you meet the $2,000 deductible. Even for basic blood work.

Laboratory Outpatient and Professional Services $100 Copay after deductible.

So this is even for in network providers. Even if it’s an in network therapist, you have to pay the full deductible before insurance will pay for any therapy sessions. There is a $50 copay for a specialist but mental health is not covered. It’s no wonder there’s a mental health crisis with insurance not covering therapy.

Hi, yes. Just wondering how that relates to what I’m saying? I don’t think someone should have to pay their entire deductible before a therapy session is covered.

I figured therapy would just be a copay and that you wouldn't need to pay the entire deductible before insurance kicking in.

Thanks! I'm been in Pittsburgh for years and have only had to pay $10 for each therapy session and I had good insurance through marketplace paying about $330 per month.

I just finished this. It was a very depressing experience. I was disgusted by all the new fancy places that charge $50 per pet per month plus a $400 non refundable pet fee. Plus another $450 for amenities you may not even use and you can't opt out. And they were like $700 square feet. And they make you pay a sewer fee.

They destroyed whose ability to do melding?

So no one knows why they closed? What about the one in Shadyside? Wasn’t it kind of the same situation with steel cactus just closing out of nowhere?

Are you younger? I didn’t until I got into my late 30s.

I like this product.

It’s a tinted moisturizer with spf 47.

Yes, even though I don’t go outside every day. I use a tinted moisturizer that has SPF 47 in it. It’s essentially what I use in lieu of foundation.

That doesn’t look good

We’ve had 1 sunny day in the last 2 weeks. That does not go well with depression and lack of motivation!

Cappy’s

Dude, why would you suggest that to someone looking for help with their depression!?

It was frustrating that the first instinct someone had was to say you’re beyond what a therapist can help with. Depression is like the #1 thing people go to therapy for. I was expecting to get recommendations for good therapists, not that I needed to go to some special place. It seems like there must be people in Pittsburgh with depression who have a therapist who has helped them with their depression.

Do they have openings? I tried CBT with my previous therapist but it wasn’t structured enough. I imagine at CBI the main focus is CBT?

Yeah I’m doing ketamine now. It’s low dose, at home oral treatment. I probably need a higher dose. Don’t think I can do infusions though since I have a phobia of IVs. Haven’t looked into psilocybin yet.