Can't speak for OP, but I don't see it that way.

If you think about a commute as a "cost" its more like "What's the typical amount people spend on commuting in NJ?".

You're right, just checked, NJ Law is 83% payout vs. 50% for lottery.

Late 90's I was 24 when I finished at Rutgers, which I'd mostly paid for myself with loans and working nights at UPS. I moved back home for just under 3 years, so I was 27 when I finally moved out and to get married. Those three years sucked due to my parent's financial problems and my younger brother's mental health issues.

I was making about $36k a year back then, my wife was just graduating, still working as waiter. Our first apt in Burlington Country Area was $600 a month, we both had newish Ford Escorts that we were paying about $300/mo each.

Yeah, Blackjack and Craps played correctly have a very small house advantage, like 2%. Slots are probably the same as lottery, with everything else at the casino in-between somewhere.

The odds on Cash 5 Jackpot are 1 : 1,221,759. The jackpot can climb over a million a few times a year, so as Lotteries go, it's not a terrible game to play for fun every now and then.

ITT: People who misread OPSs question and then explained to them why the question they didn't ask is hard to answer.

They asked what your commute is, not what theirs will be.

I think you mean 25 Percentage points.

They were saying that NJIT students went to RU Newark for Physics classes. Busch is RU New Brunswick (ok Piscataway) so not sure how your question is relevant.

The length of the hull doesn't change, but the waterline might, depending on hull shape. I think it's known in sailboats that if you load it down to increase the waterline you might get a little higher hull speed.

>heavier your boat is the more drag you will generate

Not according to this. https://www.rowinginmotion.com/drag-efficiency-rowing/

"the drag force attacking the hull is proportional to the square of boat velocity and a hull-specific drag constant ."

I see a lot of people who don't even turn on their lights at night. And it's not just folks with Daytime running lights on, I am talking no lights at all.

Check your manual, you can usually adjust the sensitivity of that Auto setting, and in my car the most sensitive setting is very aggressive turning on the lights.

You may have confused me with another poster. I didn't offer any opinion on PF, I've never been there. I replied to your statement that anyone who wants heavier weights must be a "swole" "gym bro". That's not true and its a dangerous myth because resistance training is important, especially as we age.

You don't have to be a body builder to want heavy weights. Strength training is very important for older adults too.

I am 50+ just trying to remain functional for activities like snowboarding and mtn biking so I go to gym which has plenty of Power Racks for Squats and deadlifts.

OP didn't mention any specific priorities so I am not sure why you assumed your needs were typical.