PositionParticular99

PositionParticular99 t1_j4xgfwf wrote

Just one of BofA many problems, like the worst customer service on earth. I had forgotten how bad they were, opened an account as it was nationwide. What a mistake that was, EVERY transaction had to be approved. Use your card at the gas station, have to wait for the text to pay them. I would be standing there in front of them, and wanted to send me a text verifying it was me. Repeatedly froze my account for 'fraud' like using my card to buy things. Then hours on the phone to get it fixed each time. The branch nearest me was closed due to lack of employees, you needed an appointment for anything at the other branches. Then after hours of back and forth they make the threat to call the cops if you object to being treated that way. Fine give me every penny of it right now, find another bank. Would think with a deposit over $100,000 they would put a little effort into keeping you as a customer. Nope, plenty more where you came from.

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PositionParticular99 t1_isen1av wrote

A license makes no difference. I was selling a house last year, not my first time around. I had NEVER met a buyer or seller until closing before. Buying you make an appointment and the seller is gone somewhere. As a seller, you are not home when people come looking.

I had a realtor and buyers just walk in one day, zero notice, didn't knock, didn't use the lock box. And I would think a licensed agent call my realtor and say hey that guy was home. Never said a word.

The next buyer I spent an hour trying to avoid politics as they asked question after question at the showing. Another who just showed up at least they did knock. They were hard core Trump people, looking for a red town with even fewer regulations than the red town they live in. Made an offer then found an excuse to back out, far to overextended to buy it. A 100% VA loan, zero room for any problems.

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PositionParticular99 t1_iselz5i wrote

America has become just a giant scam. I remember refinancing a house in Florida in 2001. I never asked the bank to commit any fraud, they pretty much offered it. They wanted those juicy fees so bad. No way an appraiser went to the house, as somehow my 2 bedroom/2 bath wood frame house with a 1 car garage became a 3 bedroom, block house with 2 car garage. Sadly at some point they had jacked the value of a $48,000 house up to over $140,000 before the crash of 2008 reset everything.

And not like banks became better at things. I sold a house last year in Tennessee, way more than it was worth, but thats the market. When I went to the closing, they did not have a check for me, after 6 weeks of them supposedly doing paperwork, they had yet to get the loan funded. Wait what? Yea they apparently skipped over that part, but hey they got those closing fees. I had to harass them another 10 days to finally get what I was owed. They simply do not care.

Only gets worse, due to the US being scam central it affects everything. I sent myself money thru western union, waiting over seas when I get off the plane. No they held up the transaction until I called the 800 number and assured them I was not scamming myself. My elderly mother could not even send me money, they flagged her in the computer as an old lady sending money to people overseas. They just assume every transaction is a fraud now because well thats America now.

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