History gets glossed over constantly. I grew up in Massachusetts and we have a ton of history that wasn't covered at the state or county level. I always thought it was because the textbooks were not written by the state and the curriculum had a lot of American history that was focused at the federal level instead of state specific events.

This is specific enough to not be remember and small scale enough not to be taught.

It's politically unpalatable. Spending on children and the elderly is very difficult to challenge. You have to cut from the working class even if it makes a lot of sense to resume student debt payments and to cut the loan budget.

Only tip is to do a roll-up of gross income from all sources and then split it into pre-tax/taxable. Great job tracking your income and expenses.

The orange line represents the purchasing price. The purchasing price combined with the 30yr mortgage rates are used to calculate the monthly payment, the red line. The monthly payment is related to the monthly affordability. How do you not see something so obvious?

I know they are on a different scale. The scale is linear so it doesn't matter. Houses were cheap in the 80s, you can buy them with cash as well as a loan.

What do you imagine the 30yr mortgage is used to pay for?

The average person will struggle making mortgage payments on the average house going forward. Keep in mind that only people who bought in the period where the red line is above the green shaded area are in trouble. Everyone who bought when the red line was below, which is most people, should be alright as long as they are on a fixed rate loan. When the orange dotted line crosses the green area housing is likely to be overvalued.

Everything gets more expensive because of inflation. Inflation is a currency losing value, mostly because the money supply has been expanded. If there is more oil and the demand for oil stays the same the value of oil decreases, if there is less oil and the demand for oil stays the same the value of oil increases. The same thing happens with everything, including currencies. If the supply of dollar is drastically increased from $16trillion to $21trillion in a short timespan then the value of dollars relative to everything should drop. And it has started to drop, we just don't know where it will settle.

Taiwan is a fortress, China tried to come up with an invasion plan back before the conflict froze but pretty much every plan was deemed too suicidal. Now China could try to overwhelm Taiwan's AA and try to siege down Taiwan using missiles but China's AA systems are about as shitty as Russia's and Taiwan's are pretty beefy compared to Ukraine's.

Most countries have little to no reason to care more about Ukraine than they care about Yemen. Yemen is a longer lasting and more bloody conflict where Saudi Arabia is trying to install a puppet regime but nobody really gives a fuck and nobody is sanctioning Saudi Arabia because it is too important to sanction.