The_Slad

t1_itpwu66 wrote

You start with putting pencil on paper. This artist SimzArt actually inspired me to try learning art a few years ago, but i didnt really start to put any effort into it until just this past year. Its a skill like any other that can be learned it just takes time and dedication.

Before i started to really dedicate time to study and practice, my "art" was so bad. I basically started at level 0 i could barely even draw a convincing stick man.

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t1_irivqz8 wrote

This is just straight mortgage right? No insurance/taxes or other escrow stuff included? Also is this assuming a down-payment at all?

I pay total around 1k per month for 30 year loan on 150k mortgage with 10% down and ~4% interest.

Without including all these other factors accounted for the data shown doest really match what people could actually afford.

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