jjma14
jjma14 t1_jaabaso wrote
Reply to comment by mega1204 in Solar question by mega1204
I took a loan through the lender that sunrun uses. It was something ridiculous like 30 years at 2.99. I expected much worse. I just wanted the safety net and the rate was the same for a 10 year after negotiations, but plan to put the tax incentive directly back in and then basically pay what my electric bill used to be or a little more monthly. Should be like 7 or so years I think.
jjma14 t1_ja8c24l wrote
Reply to Solar question by mega1204
I'm not sure what the incentives are for this year, but owning seemed to make way more financial sense when we signed up last year. You get the tax incentives and any other benefits that would otherwise just go to sunrun. Also, negotiate hard. It helps if you have other quotes in hand, but sunrun came down thousands of dollars from their original quote and dropped the interest rates after talking a bit with them. Don't take what they first offer.
jjma14 t1_j1ekiq3 wrote
Reply to CT Driver Idiocy by beanie0911
This morning I watched someone blow through a stop sign and 2 very egregious red light runners and it's not like today is some kind of fluky think. It's all the time. I'm not surprised that people can't handle a red blinking light. People should have to at the very least re-take a written test every once in a while.
jjma14 t1_j1brfs5 wrote
Reply to Anyone into Cars/Cruises?? by Past-Abrocoma
I'm into cars! I'm not sure I can fully commit to car club stuff, but I'd love to join up for some meets here and there.
jjma14 t1_j10rucl wrote
Reply to Where to buy all dressed chips by DartMurphy
Price Chopper
jjma14 t1_iyexlyg wrote
I'm in Bristol, and I usually take Amtrak out of either Berlin or New Haven, depending on the schedules and the pricing.
jjma14 t1_iy82b2d wrote
Reply to comment by Doctorbencarson1 in Which city has the absolute best Cars and Coffee gatherings? by Prestigious-Winter61
*supercar :)
jjma14 t1_iwlrfao wrote
Someone just posted in Bristol Talks that they're looking for homes for cats https://www.facebook.com/groups/BRISTOL.TALKS/permalink/3312628288960107/
jjma14 t1_ivmb7qg wrote
Reply to comment by Few-Butterfly1098 in What’s better apple crumble pie or apple pie? by [deleted]
Hmm, maybe I should try it out cold. Never really thought to eat it that way.
jjma14 t1_ivmalqu wrote
Reply to comment by Few-Butterfly1098 in What’s better apple crumble pie or apple pie? by [deleted]
Warm and mushy fruit
jjma14 t1_ivmac63 wrote
Reply to comment by Few-Butterfly1098 in What’s better apple crumble pie or apple pie? by [deleted]
I don't mean it maliciously. I just don't like any of the fruit pies I've tried, and I've tried quite a few.
jjma14 t1_ivm9ne8 wrote
Reply to comment by Few-Butterfly1098 in What’s better apple crumble pie or apple pie? by [deleted]
Just not a fruit pie guy
jjma14 t1_ivlhf7u wrote
gross. ;)
ice cream pie.
or peanut butter pie.
jjma14 t1_iujould wrote
Yeah, it's happening all over the place, but it's not at every dealer. If they won't knock the charges off then I'd find another dealer.
jjma14 t1_iu60o8y wrote
Reply to comment by JaKr8 in Solar Recommendations by Darondo
10 years roof penetration and workmanship warranty, 10 years warranty that the system will provide at least 85% of the estimated energy, includes service calls and defects, but excludes acts of god, and the panels themselves have a manufacturer warranty on them. I want to say 25 years, but I'd have to dig it up. They've been monitoring the system and already came out to tweak some things without any prompting from me as well, so that was a pleasant surprise.
jjma14 t1_iu2nkwu wrote
Reply to comment by Darondo in Solar Recommendations by Darondo
Ah, I see what you mean. I was thinking it was dependent on sun exposure, but the panels each have their own wattage rating. So an 8kW system is an 8kW system independent of sun. Probably something I should've looked more closely at at the time of purchase. I was more focused on the fact that it would essentially lock in the current rate we were paying to Eversource based on the expected production over the life of the system.
jjma14 t1_iu2kug6 wrote
Reply to comment by Darondo in Solar Recommendations by Darondo
I'm seeing 2.6-3.55 average in CT. It probably depends on your sun as well. We're in a less than ideal spot for sunlight. Have you tried negotiating with them? We ended up with Sunrun after the guy knocked a bunch of money off of the price and interest rate to undercut everyone else. Makes me wonder if we could've kept driving it down even more.
jjma14 t1_iu2j3sv wrote
Reply to Solar Recommendations by Darondo
Are you factoring in the rebate? Ours is like $3.55/W, but with the 26% back at tax time it ends up being closer to $2.6
jjma14 t1_itmpu8n wrote
Reply to comment by ctthrowaway55 in Luxury tax when buying a car, cannot find the answer! by ctthrowaway55
I wish they had examples or something that made it crystal clear, but it never works that way ha. Either way, I hope you get it cleared up! Good luck with the purchase!
jjma14 t1_itm80po wrote
https://portal.ct.gov/dmv/vehicle-services/sales-tax-registrations?language=en_US
"If your vehicle was purchased from a licensed dealership, the 6.35% (or 7.75% for vehicles over $50,000) sales and use tax is based on the purchase price. We allow full trade-in credit when computing the Connecticut Sales and Use tax if the vehicle was purchased from a licensed dealership."
It sounds like the tax is based on the $49.5k if I'm reading that right.
jjma14 t1_iradga1 wrote
Reply to comment by MikeSCARN95 in Why don't we talk about sex ed in CT schools? by News_Puppy
Well the teachers aren't the ones deciding what's taught though. That's up to the school board I believe. Which is either elected or appointments by an elected official, so we do sort of indirectly control what's taught. But it's certainly worth the discussion.
jjma14 t1_ir9xdax wrote
Reply to comment by MikeSCARN95 in Why don't we talk about sex ed in CT schools? by News_Puppy
Again though, I have problems with the way math is being taught too, but I think that's a bigger issue. It's one thing to not like the way something is taught, but it's another to say they shouldn't teach it at all.
jjma14 t1_ir9vwz5 wrote
Reply to comment by MikeSCARN95 in Why don't we talk about sex ed in CT schools? by News_Puppy
I agree that there's a problem if we can't teach our own kids about that. I also think it's a problem if parents don't read to their kids and can't teach them basic math. But like all the subjects, I think that the conversation should continue at home and be talked about more at home, but I still think the schools should teach it as well.
jjma14 t1_ir9jqxl wrote
Reply to comment by MikeSCARN95 in Why don't we talk about sex ed in CT schools? by News_Puppy
Sure, I could. I could home school them too, but I send them to school to be taught by professionals.
jjma14 t1_je56xwl wrote
Reply to Anyone ever get pulled over for not having a front plate on their vehicle? by MrBleah
3 years, no issues so far