peter303_
peter303_ t1_ixqydlk wrote
Reply to World's Largest Pension Funds by dildobagginss
US Social Security trust fund would be third on list with $2.8 trillion assets in 2021.
It is a shrinking asset. Its balance declined 2% in 2021 due to lower income (FICA taxes and treasury bond interest) than pension payouts. Its projected to be fully depleted by 2034.
peter303_ t1_iv5oucf wrote
Reply to Are there any BIFL electric toothbrushes? I'm tired of $40 Sonicares failing every year or two by Alfred-Bitchcock
Batteries can be recharged about a thousand times. Mobile device batteries degrade too.
peter303_ t1_iv5lrj0 wrote
Reply to comment by [deleted] in [OC] Forbes 2022's Most Philanthropic US Billionaires by row64software
Lot of that was to charitable trusts, which havent given out the money yet. Mainly for tax reasons. A whole 2% of his wealth too!
Anyone in the US can use a charitable trust.
peter303_ t1_iulm428 wrote
Reply to comment by anti_anti_christ in Highest Grossing Horror Movies of All Time [OC] by takeasecond
Will Smith fanboy here. King Richard was a home run. Hope he can survive his Oscar mistake and make future good movies.
peter303_ t1_iulkkdo wrote
Reply to I buy undershirts every 3 years...help by loud_lou
Ask in r/Adulting. Adults know when to buy fundamental goods at appropriate times.
peter303_ t1_iuk50f7 wrote
Reply to Rip me apart. Car lease… by sunlifeee
Rule of thumb is total car costs no more than 1/6 income. I am guessing pretax $5900, total costs $1150 for 20%. A little high, but may be 1/6 after couple raises.
peter303_ t1_iujymg3 wrote
Reply to comment by ghalta in A billing expert investigated her husband's ER bill. She was able to knock thousands off the charge. by 11ej25
Similar to people who appeal their denial of Social Security Disability application, which happens over half the time. The law firm takes a fraction of the back-paid SS, if successful. Typical appeal takes couple years. If the appeal is successful, you get get bak-pay to time of application.
peter303_ t1_iuagx50 wrote
The default calculators dont know about other jobs at the beginning of year or simultaneously. Then its your job to pay tax shortages to IRS each quarter or risk a modest penalty. The penalty calculation is triggered when your taxes (including FICA) is more than $1000 short when filing taxes.
peter303_ t1_it5vzof wrote
The US has the largest absolute drop. That being the #1 or #2 total emitter this century.
peter303_ t1_irc2e2p wrote
Kipchoge had a trained nutrition bottle-passer, a human interest story in the NYTimes said. Eliud drinks every two miles. A German friend is there and knows how to pass him a bottle without slowing down. The helper bikes the next two miles and passes again. They have been working together for five years.
Alternatively an elite runner can leave a distinctly marked bottle at any mile table. But perhaps lose a few seconds fetching it.
peter303_ t1_ir2wy58 wrote
Reply to [OC] I tracked my mood on a five point scale every day for a year (October 2021 - September 2022) by sshheelleeyy
Map of your periods? (Or partner's)
peter303_ t1_iqv0jyt wrote
Reply to [OC] SoCal on 30k monthly income by millennial-money
37% savings rate a good amount, though I doubt crypto is going anywhere.
Must be lucky to have nearly fully subsidized health insurance. That is my largest budget item.
I never see charity in most millennial budget breakdowns. Sad.
peter303_ t1_iyb0inj wrote
Reply to Help! Drowning in debt. by nah_just_ocd
You might talk to a bankruptcy counselor. The rule of thumb is when debt reaches annual income, you should consider it.