Brahette

Brahette t1_j28r4u7 wrote

Yesterday was my year anniversary of moving back to Manayunk! The first meal I ordered while I was unpacking boxes was from Taqueria Amor so in celebratory fashion, stopped in last night to check out their Senor Grinch setup! Unfortunately it was so super packed that we only stayed for a drink and then got dinner elsewhere. Def check it out if you have a chance, the decorations are up until the 2nd (and they're open all weekend too!).

Our street cat is being put down today :( He's an older dude (at least 13) and got pretty sick over the past few weeks. My neighbors took him in on Xmas Eve and got him to the vet the other day, and unfortunately the best thing to do is to let him go. The girls who have him have been so nice and have brought him over a few times so we could say goodbye. The street won't be the same without him, we have another street cat that's his bff but she is more feral and won't let anyone touch her. I hope she'll be ok without him too :(

16

Brahette t1_j28gb5k wrote

No, your mortgage servicer usually has the money in escrow. They pay the property taxes each year and your monthly payment to them may go up (or down) depending on how much the taxes are that year. You may want to double check with your servicer because you may have been paying the property taxes twice. I have never had to pay my taxes myself.

6

Brahette t1_j20nxv2 wrote

Reply to comment by urbantravelsPHL in Never burned by quaquero

I also see a lot of used/empty candles gifted! A lot of people will reuse them to make their own candles and such. It's the gift that keeps on giving lol

7

Brahette t1_j1a7unq wrote

Oh weird, I've had it for over 10 years (originally got it when my dog needed end of life care to the tune of about $3k) and I've never had any issues with it at all. I've taken out two car loans and two mortgages during that timeframe and have never had a limit drop or anything. I don't think I've ever even had to call their customer service for issues. No idea why that happened to you.

I only use it for routine care because I have 3 dogs, so annuals + stool tests + hw bloodwork + shots x 3 = $1000 usually. In your case, I really would use it as a backup for medical emergencies if you don't go with an insurance plan. I personally cannot justify the cost of insurance x 3 for something I'd basically never use. Yes I know, in a catastrophic incident it would be worth it. But that's why I'm happy with Care Credit - no monthly fees and I have 2 years to spread out the payments in the rare times I would need it.

1

Brahette t1_j19kvxp wrote

Just piggybacking on this, another potential to consider is to get something like Care Credit. You still pay full price for stuff, but you get to select your payback timeframe (mine is 2 years) so it's 0% APR as long as you pay it off in that timeframe (if you don't, the APR is super expensive). I have done this in lieu of pet insurance and it has worked great for me. It's also nice because I have 3 dogs and get their annuals done altogether, so I put that on CC and then can just spread out the payments over a few months rather than get hit with one giant bill.

I have a friend that got the Banfield plan in another state a few years ago and tbh it just seemed like a ripoff. I'd def compare and contrast some options to see what works best for you!

7

Brahette t1_j0sn34r wrote

In addition to the great suggestions thus far, a gift certificate for a dinner cruse on the Spirit of Philadelphia. I've gotten these for family members in various cities and they're always a big hit

2