PeachesFromTulsa

PeachesFromTulsa t1_ja56i1m wrote

This is completely valid and understandable. I think my point in commenting here is to show that blanket demands about things like application fees hurt some of people that they aren’t meant to target. Many of my neighbors are in the same boat as me — owner-occupied 2+ family homes with good people who care about our tenants and the neighborhood. There are a lot of corporate investors in the city but there are also a lot of property owners that are not getting rich off our tenants, and are simply trying to find a sustainable way to own property. I cannot afford to own a single family home in the city, I rely on my tenants to help me pay my mortgage and I pay that back with reasonable rents and a safe, clean space. I don’t think it’s too much to ask to have my tenants cover the cost of a background check when we share a living space together.

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PeachesFromTulsa t1_ja44h2y wrote

Reply to comment by klasbatalo in Going against slumlords by MrArkAngel11

Got it! I’ll sell my home and my dream of homeownership to someone who can 100% afford it without the rental income from the first floor. I’m sure there are lots of Boston investors who fit that bill, who will gladly jack the rent up and probably further the issues you are fighting against here.

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PeachesFromTulsa t1_ja19rd0 wrote

The system I use gives a comprehensive criminal background check and eviction history. I personally do not rely on references because some property owners will give favorable references to problem tenants in order to get them out. Also, just like hiring for a job, a lot of people feel they open themselves up to potential litigation if they give any more information beyond rental dates. There is no perfect process but I feel more comfortable having the facts that a $35 background check provides.

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PeachesFromTulsa t1_j9zixnb wrote

Posted this in the r/rhodeisland thread, copied here too.

I own a 2-family home in PVD. I live in one unit and my tenants help me cover the cost of the mortgage. I keep my rent below market value and address any repairs or issues ASAP. It’s a good situation for everyone involved. I know this movement is meant to fight back against “slumlords” but some of these things will negatively affect those of us who are not part of the larger problem. I charge an application fee because it’s costs money to run a background check. It’s not a ton of money (I believe around $35 last time), but someone has to pay it. If I am reviewing multiple applications, it adds up. It makes the most sense for each applicant to cover their own background check. My biggest concern is sealing eviction histories. I try to be sympathetic to everyone’s unique situation in life but paying my mortgage each month requires my tenants to contribute. If someone has an eviction on their record, I believe that’s my right to know as a property owner. Housing in RI should be more affordable and safe, but these initiatives are not the way to do it.

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PeachesFromTulsa t1_j9ziic0 wrote

I own a 2-family home in PVD. I live in one unit and my tenants help me cover the cost of the mortgage. I keep my rent below market value and address any repairs or issues ASAP. It’s a good situation for everyone involved. I know this movement is meant to fight back against “slumlords” but some of these things will negatively affect those of us who are not part of the larger problem. I charge an application fee because it’s costs money to run a background check. It’s not a ton of money (I believe around $35 last time), but someone has to pay it. If I am reviewing multiple applications, it adds up. It makes the most sense for each applicant to cover their own background check. My biggest concern is sealing eviction histories. I try to be sympathetic to everyone’s unique situation in life but paying my mortgage each month requires my tenants to contribute. If someone has an eviction on their record, I believe that’s my right to know as a property owner. Housing in RI should be more affordable and safe, but these initiatives are not the way to do it.

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PeachesFromTulsa t1_j94w1re wrote

Not a fan of public surveillance but you are likely being surveilled more than you know, especially with the new plate readers implemented recently. If this technology is available and being used, I’d rather direct it towards people that are doing the most dangerous and idiotic things, like driving in a bike path. That and gunshot detection. If you can’t beat ‘em, join ‘em… right?

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