As an example, one couple I know has the husband making significantly more. The husband contributes 80% of their earnings so that they both can live in a nice apartment in the nice part of town. The wife contributes 50% of her income and keeps 50% so that she has a similar amount of personal spending. They discussed this and were fine with it.

I think after making this one decision, they no longer have to have discussions each time someone spends more than x amount for a completely joint account

I think you need to have an in depth conversation about how to split the percentages into the joint and individual accounts. But once that’s done, the rest is easy.

I think that’s great! Whatever works, works. I do think more ppl have success with separate bank accounts and a joint one for household bills (since most marriages may not be as like minded as yours :))

Thanks for explaining! How do you get these offers? I will go try it out

That honestly sounds more complicated than having a joint account where you split household needs and then a separate account for individual needs.

This doesn’t make sense to me. If you use bonus money to make a bet and then use your own money to make the hedge bet, don’t you just either lose the bonus money or lose your hedging bet? How do you get ahead?

Give an example please. Can you share exactly what was the promo offer and what was the bet to make 3k? To me it sounds like you got lucky instead of you getting “free” money.

If we are sharing anecdotes, I’ve actually seen more problems with completely joint accounts. You get into arguments like “how can you spend so much on shoes” vs “I can’t believe you spent that much on tickets to a game”. You end up discussing every purchase to make sure the other is ok with it and it gets taxing

Can you tell me more about how I can make easy money by gambling?