Submitted by SnooTomatoes1428 t3_11k1kyo in washingtondc
Ive looked at Geico and Progressive. Wondering if there's a group consensus on auto insurance in DC. Friend in Virginia said clear cover was good, but they don't offer in DC. Thanks in advance!
I literally switched this past Friday night from GEICO to Progressive. Our fees had continually climbed and Progressive was able to offer the exact same comprehensive+collision coverage + deductibles for half the price GEICO wanted to charge.
Although, I'm not sure how much this has to do with the difference in the companies versus it just being time to change given the messed up business model of the industry.
They say you should look into switching insurance companies every single year, which is simply mind-boggling to me. But, I was able to get a significantly reduced quote going through the process with GEICO as a potential "new" customer and putting coverage in my name (it had been in my wife's) — so it does seem to track.
Also, Progressive gave a pretty substantial discount for paying the entire 6 months up front. It's obviously not an option for everyone, but it ended up saving me more than 20% overall.
Used to have Geico and switched to Progressive after Geico upped my rates by like $200 with no change (no new accidents, etc.), but I saved by using one of their tracker devices.
State Farm was by far the cheapest for me, but YMMV depending on a lot of factors!
i switch every few years. geico > progressive is the latest move
I'm paying $1600 /year for a 2016 Golf GTI
Seems to me very high . With Erie
GEICO increased $400, I’ll be shopping around in the next month or two
State Farm was the cheapest for me. I did the safe driver program where you put a location/speed tracker in your car and it gives me like a $60 per month discount. In total my insurance for a big SUV is like $80 am month with collision and comprehensive at 1k deductibles, not bad.
I pay ~$1200/year with Erie (so about $100/month). I’m driving a 2018 SUV, have zero accidents or anything on my driving record. I haven’t shopped around for any other prices lately, mostly because they haven’t raised rates on me and I’ve had no complaints.
GEICO has been jacking up their rates in the area, so many folks have been moving away from them. Progressive and Erie seem to be popular choices.
They’re all expensive now. I picked Liberty Mutual because they gave me the best price, but they jacked up my rate $120 this year. Even so, they’re still giving me a better price than others.
If you don't have access to USAA, try Amica. I previously used Traveler's as well, but have been with USAA for a decade.
I switched from geico to state farm, saved $$$
GEICO and it's not even close so far.
Just bought a new car and Progressive was the best option (price and coverage) by FAR.
Progressive for 10+ years has been the best bet any time I've checked. Compared against geico and liberty mutual most recently though it's been a few years. Check with an eerie insurance agent I hear they are competitive.
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My policy is due for renewal this month and this sub inspired me to shop around. Went from $814 renewal quote for six months w/Geico to $335 w/ Progressive. Just printed my new cards. Thanks!!
Erie. Pay $85/month ($1,020/year) for a 10+ year old Honda Accord in NW.
My general rule of thumb for insurance is: if I see their commercials, their rates include advertising and are too high for my taste.
Deep-Ruin2786 t1_jb5akwu wrote
Insurance is different for everyone. It's dependent on your location, driving record, claims history, car type and age. I'd recommend an insurance broker as they have access to many companies they can quote and get you the best price.