MinistryofTruthAgent
MinistryofTruthAgent t1_j7swz6i wrote
Reply to comment by SnooRevelations979 in 23 Baltimore schools have zero students proficient in math, per state test results by bobbyw24
It’s similar in that a lot of Asian cultures are influenced by Confucianism.
MinistryofTruthAgent t1_j7snll6 wrote
Reply to comment by ahbagelxo in 23 Baltimore schools have zero students proficient in math, per state test results by bobbyw24
But when you take each education system as a whole, which one is better? Would you rather have 27 schools having 0 students passing math? Or having 27 schools with everyone passing math except those who have some kind of intellectual disability?
MinistryofTruthAgent t1_j7sna8s wrote
Reply to comment by SnooRevelations979 in 23 Baltimore schools have zero students proficient in math, per state test results by bobbyw24
How economically disadvantaged do you want examples for? What’s the benchmark?
MinistryofTruthAgent t1_j7s3jk5 wrote
Reply to comment by SnooRevelations979 in 23 Baltimore schools have zero students proficient in math, per state test results by bobbyw24
Nah. A little bit of correlation doesn’t mean causation. Plenty of poor Asian families still have kids who do extremely well in school. It’s a cultural attitude.
MinistryofTruthAgent t1_j7s35ow wrote
Reply to comment by ahbagelxo in 23 Baltimore schools have zero students proficient in math, per state test results by bobbyw24
We don’t teach creativity and development of skills in the US either.
MinistryofTruthAgent t1_j2ay0q1 wrote
Reply to comment by 28carslater in Budget Struggles: Can't Afford my car, but can't live without one by dannyj611
I’ve lived in the gulf coast and along the Canadian border.
You can survive off a space heater and 80 degree internal temp.
No excuse to me for a $200 electric bill for an apartment.
MinistryofTruthAgent t1_j26w6ta wrote
Cut your food bill. Should have 0 shopping if you can barely afford rent. $200 electric bill? What kind of apartment do you live in? Stop using AC/Heater. Lots of things you should cut. Mobile phone $151 for 1 person???
MinistryofTruthAgent t1_iyezu0f wrote
Reply to comment by MyFreeAccount in My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount
What company? I have a policy with a major National insurer. They typically cover as long as mom and grandma gave permission.
MinistryofTruthAgent t1_iybil9e wrote
Reply to comment by KookyKrista in I don't see the point of my employer's HDHP /w HSA compared to the PPO plan by zk2997
Everyone needs healthcare whether you like it or not even at 35. It can also be used for vision and dental.
MinistryofTruthAgent t1_iybi4ko wrote
Reply to comment by Mtskiguy21 in Help! Drowning in debt. by nah_just_ocd
Which bankruptcy?
MinistryofTruthAgent t1_iybbrhy wrote
Reply to comment by Interested_Redditor in I don't see the point of my employer's HDHP /w HSA compared to the PPO plan by zk2997
Every HDHP plan I’ve contributed at least 1K.
MinistryofTruthAgent t1_iybbie5 wrote
Reply to comment by FantasticInvestor in I don't see the point of my employer's HDHP /w HSA compared to the PPO plan by zk2997
And… if you invest 3K every year into a HSA… at 8% growth you will get 285K tax free at 55…. Lol
MinistryofTruthAgent t1_iybb75h wrote
Reply to comment by ninjewz in I don't see the point of my employer's HDHP /w HSA compared to the PPO plan by zk2997
Yup. HSA is triple tax advantaged. Way better than 401K.
MinistryofTruthAgent t1_iybb39x wrote
HDHP allows you to invest. I contribute the max every year. My growth far exceeds the amount I spend every year.
MinistryofTruthAgent t1_iyakv3a wrote
Reply to comment by Nitesen in Help! Drowning in debt. by nah_just_ocd
Actually yes. In a Chapter 7, as long as your payments on your house are current, they can’t take your house. I believe Chapter 13 bankruptcies as well have these protections.
MinistryofTruthAgent t1_iyaiud7 wrote
Reply to comment by Nitesen in Help! Drowning in debt. by nah_just_ocd
Can’t take the vehicle if you’re living in it.
MinistryofTruthAgent t1_iyaihfg wrote
Reply to comment by JMCrown in Help! Drowning in debt. by nah_just_ocd
Taking out a loan can reduce his interest over time. Yes loan consolidation doesn’t fix the problem but neither is drowning in 20% interest.
MinistryofTruthAgent t1_iyai23t wrote
Reply to comment by Nitesen in Help! Drowning in debt. by nah_just_ocd
If Op has a vehicle they can live in it.
MinistryofTruthAgent t1_iyahtcy wrote
Reply to comment by cloverdoodles in Help! Drowning in debt. by nah_just_ocd
Isn’t rent control for low income?
MinistryofTruthAgent t1_iya2q3e wrote
Reply to Buying a house next year, what’s a reasonable budget for mortgage payment? by ProspectiveHomeBuye
It’s not a good time to buy a house. I think once the student loan moratorium ends, you’ll see more foreclosures. Keep an eye out for it then.
MinistryofTruthAgent t1_iya19xg wrote
Reply to comment by WorstPapaGamer in Help! Drowning in debt. by nah_just_ocd
Yeah. I see a ton of people telling OP to declare bankruptcy. Bankruptcy is the Nuclear Option. Yours going to be hell those years.
MinistryofTruthAgent t1_iya026o wrote
Reply to comment by MikeWPhilly in Help! Drowning in debt. by nah_just_ocd
Declaring bankruptcy means OP can never touch credit again for 7 years. Idk if OP will find someone who they can even rent from…
MinistryofTruthAgent t1_iy9zupt wrote
Reply to comment by zerolimits0 in Help! Drowning in debt. by nah_just_ocd
Since OP has about 8x that. Are we expecting 24 years?
MinistryofTruthAgent t1_iy9lpd0 wrote
Reply to Too scared to invest...what to do? by NoMoneyAnywhere
You don’t lose money unless you sell. Need to lose the scarcity mindset especially considering how good you’re doing financially.
MinistryofTruthAgent t1_j7uyjx6 wrote
Reply to comment by SnooRevelations979 in 23 Baltimore schools have zero students proficient in math, per state test results by bobbyw24
Vietnam is also influenced by it. A lot of other Asian countries such as Malaysia, Singapore, all had significant migration of Han Chinese people. If you’re talking about Laos, Thailand, Cambodia then I’d agree with you.