NHDraven

NHDraven t1_izba3kw wrote

See other comment. How far out of insurance are you right now? Can you call your insurance company, tell them you forgot to pay but had this accident, and see if you can square up to have them take care of it? Worse that happens is they tell you to pound sand.

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NHDraven t1_izb9nqe wrote

Important detail - did it lapse 3 days before, or 33 days before? You have a grace period with insurance to get square. Do whatever you need to to get square with insurance if it wasn't outside the grace period!

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NHDraven t1_izb9665 wrote

I'm not going to go down that road of blame and hindsight 20/20.

OP, they sent you that letter because you don't have insurance and they know they're a lot less likely to have to pay you. First, I would come up with a realistic number of what your car is worth to replace, then call them back.

"I received this letter. According to my lawyer on retainer, this will cost $x to replace. If we have to litigate, this will cost $x plus his fees $y plus court costs $z for you. The police report already states your driver is a fault. So either you're going to pay $x or you're going to pay $xyz. Let's save some time, pay me $x for the car, and we can all move on."

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NHDraven t1_ivq7v4z wrote

In my opinion, NH will not legalize it until it's dropped from schedule 1 federally and the profits it generates are not at risk. At that time, they'll legalize it and sell it only at NH State Liquor stores. Legalization is a non-starter as long as Sununu is in office AND it's still on schedule 1 federally. Change either one of those, and we'll see it change in NH.

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