Vegetable_Medium_458

Vegetable_Medium_458 OP t1_izba4ie wrote

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Vegetable_Medium_458 OP t1_izb9v7s wrote

So this actually explained quite a bit to me, I was wondering if I could even approach or try to level with anyone because that’s truly all I’m looking for is payment for the damages not some big thing or lawsuit I’m not hurt I work everyday, but that car was like all I ever saved for to get for a very long time I literally come from shit I work and try very hard I’m not a fucking bum I don’t even need the whole value of my car if it’s inflated now versus when I got it I’ll take less and get a perfectly used decent awd or 4x4 to take care of like I originally intended

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Vegetable_Medium_458 OP t1_izb92bx wrote

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Vegetable_Medium_458 OP t1_izb8wtp wrote

You’re absolutely right, while my shit was lapsed me I was commuting to work four minutes away or not, I was risking being sued and financially demolished if I hit anyone anyways, I went four days with no insurance, Irresponsible of me but I literally just couldn’t afford it at the time I don’t drink alcohol or do drugs or smoke anything at all I try hard to make ends meet

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Vegetable_Medium_458 OP t1_izb8h4n wrote

The city solicitor responsible for paying out the damages Tammy Denver sent me a letter saying they won’t pay for the damages and it is 51% my fault, she called my phone and asked me questions three days after the accident, I answered honestly, said it was idiotic of me to be near a plow with its service lights on, I said I was in my own lane and there weren’t any service lights on and I was struck by the plow blade in it’s up position and driven off of beech at are there traffic cameras anywhere or anything, she said she didn’t have anymore questions and she hung up, no bullshit, one of the questions was if I had an insurance policy I answered honestly I told her no I actually failed to pay on time and it expired which I felt idiotic for saying because the correct term was lapsed apparently and I really don’t even care about money I just want to know if they’ll pay for the car because the dude was literally not looking and wiped me and admitted to it wether I didn’t pay my bill or not and it just blows

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Vegetable_Medium_458 OP t1_izb727z wrote

“Hi your honor I’m representing myself based on information I learned from a Reddit user, please make them fix my car” no lol, but in all seriousness of course I need to consult a lawyer but I guess what I’m looking for is do you mfs think a lawyer is just going to say lol pay for your insurance idiot

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Vegetable_Medium_458 OP t1_izb6mva wrote

I agree with you 100% it’s just that people here will be brutally realistic, and I’m really fucked up over this so any of this is simply what it is “advice from people on Reddit” because I’ve never done any legal stuff before and an above comment has already dropped what could be a reputable lawyer I could try to save for I otherwise wouldn’t know who to ask or where to look

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Vegetable_Medium_458 OP t1_izb4mm6 wrote

This is an answer I literally couldn’t find on google or by asking lol thank you for that clarity, BUT does it matter that it wasn’t my fault? And if an insurance company won’t fight them for me, I have to myself? Because it seems as soon as they saw I don’t have an insurance company they sent this 51% letter to me but I just don’t see why I can’t be honest with a judge and say sir I didn’t make my insurance payment and I didn’t have insurance when I was hit and that’s irresponsible but the accident wasn’t my fault I was trying to go from one end of beech street to the other to work and only work genuinely just waiting for my next paycheck to get insurance back because that’s the truth and I just don’t think it’s fair I I ruined my life because I missed my payment and got hit

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Vegetable_Medium_458 OP t1_izb3pil wrote

I left out a HUGE detail. My insurance lapsed three days before this happened. Which my financed vehicle is supposed to have for me to even get it in the first place cause I done OWN it, am I fucked because of this

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Vegetable_Medium_458 OP t1_izb3gkz wrote

Police report says plows at fault, an adjuster told me my shits totaled, there is no insurance policy for the DPW plow truck, it’s just “city of Manchester” that’s who pays out, the driver used no directional didn’t look and wiped out my front end on Beech st I was heading toward a willow to go to work, I was left at the scene by an officer Clark with a yellow paper that says “city of Manchester” on the top and my name and the other drivers but left on the side of the road lol, I owe 13,000 on my car, I walked to the station to get my own report that says “plows at fault” on it, court gives me extreme anxiety and I don’t even know how to take someone to court and even if it’s only like 30 bucks to file that’s a lot of money to me right now because of the situation I’m in, I lost my job and home and everything because this plow truck totaled my car, can I sue the city of Manchester?

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Vegetable_Medium_458 t1_iyj1nwh wrote

25 year old up in the white mountains , cut off all my old friends because they liked drinking and doing coke more than my friendship, I smoke weeds and don’t have an issue with those who drink I just find myself not sure how to meet make friends cause I don’t go to bars and by plural I mean the TWO near me, I’m not antisocial I was front of house at the busiest bar In Manchester you know the one or you don’t lol, I came up for work here and ended up lonely af I play warzone if anyones interested in that

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