sfdragonboy

sfdragonboy t1_iyd0otm wrote

Reply to Is 11% salary increase worth switching jobs? by [deleted]

Well, I tend to look at the job itself and the environment just as much as the benefits and financials. Do we know for sure the work culture at the new job is better? Did you check Glassdoor to see what employees say about the company? Is it better than your current company?

Which job in the long run is a better job? Sometimes we look at just the money when really one should like at other things too.

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sfdragonboy t1_iybszaw wrote

Reply to I don't see the point of my employer's HDHP /w HSA compared to the PPO plan by zk2997

Well, the HDHP serves as a lower cost plan for the employer to offer. If you are younger and healthy, you may want the cheapest plan but enough coverage to take care of the big ticket items like a long hospital stay and such. If you make decent money, you may opt for the PPO since it is marginally more for each check but you do have more choice of course. Also, check that HDHP plan of yours. Rx drugs are covered after the ded usually, so if one is on medicines that may not be the best plan.

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sfdragonboy t1_iybpwct wrote

Reply to Help! Drowning in debt. by nah_just_ocd

Ok, good that you recognize the current situation. Ok, can a family member, friend, or parents lend you some money to knock out some or all of the debt? You would pay them something in terms of interest as you pay it off regularly.

Some people may advise against it, but does your work allow you to borrow against the 401K balance you have (assuming you have some money socked away)? At least that interest rate is lower.

If nothing, worse comes to worse, you need to just look at your 3 cards and figure out which one is at the highest rate and just methodically each money pay it down. No more credit charges unless absolutely necessary!!!!

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sfdragonboy t1_iubldag wrote

Reply to Total noob seeking help by CombAccording1252

If I am assuming correctly that you are relatively young, why are you so adverse to putting money into the stock market? Long term, it has performed well for most people. What I am suggesting is some S&P fund not individual stock picks. You have a long road to go and the stock market historically has bounced back. You need to start doing this to fund your retirement. Some bank account is not going to do it.

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sfdragonboy t1_iu5bxnt wrote

Reply to Plumbing issue - tub drain piping leaking by andrewbadera

We had a similar problem in our multiple flats building. Our bathrooms are aligned with the above unit that was leaking. But anyways, you need to open up the ceiling where it is leaking down from and hopefully it is right there above as opposed to water traveling across the room since maybe not level. If you are not much of a plumber then have a pro do it either after you open it up or have him do it all. I suppose you can do the opening and drywalling and painting if you want to save some money.

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sfdragonboy t1_iu56dgn wrote

Reply to [Help] Please advise on how to safely remove an old garage door spring (existing guides are all for new styles of torsion spring) by moron_that_later

I know you want to do it yourself but this not something to mess with. The cables as part of my automatic garage door opener system somehow got tangled. I had awhile ago had the spring professionally replaced. Anyways, I couldn't close the door myself so my neighbor helped me figure it out. We unhooked the cables to free the door. My god, we were surprised how heavy a wooden garage door can be (esp with gravity aiding it). Even though my neighbor was grasping by the emergency cable/latch and I trying to slow it down (no handles on door though) it came crashing down with a big thud. Luckily no one was under that door. Please, just have a pro take care of it.

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sfdragonboy t1_itxcgj7 wrote

Reply to To quit or be fired ?? by badtimingg

Sorry to hear this. I am sure you are trying your best. Shit, wait until they fire you. They may bitch and moan but frankly they can't find a good experienced replacement who can handle that kind of stress for long anyway!!! So, F them, MFers!!! I take these things personally since I had an issue with a past employer too. Arse wipes. Good luck! Maybe it doesn't hurt to be looking too I guess and/or at least have your resume updated.

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